Kirkwood, Town & Country and Des Peres real estate and homes for sale in Missouri, new construction, investment properties - Mary Lewis and Eddie Thompson, REALTORS® Mary Lewis and Eddie Thompson REALTORS(r) for Kirkwood, Town & Country and Des Peres, Missouri real estate, new construction, investment properties - NUMBER1EXPERTS™ Mary Lewis and Eddie Thompson NUMBER1EXPERTS(tm) for Kirkwood, Town & Country and Des Peres, Missouri real estate, new construction, investment properties
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Mary Lewis and Eddie Thompson, REALTORŪ, real estate agents and broker for Kirkwood, Town & Country and Des Peres Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)

All agents are NOT alike! Find out why we are top real estate experts. Call us: 314-409-2042.


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Mortgage Calculators: Kirkwood, Town & Country and Des Peres Missouri home buying, real estate listings, and homes for sale in St. Louis County, MO
Welcome > Resources > Mortgage Calculators > What Is Your APR? ...

The Best Mortgage Calculators On the Web! 

Please try our Java loan and mortgage calculators. They take a minute to load, but they are worth it! 

Each calculator has dynamic graphs and charts that change - right before your eyes - as you enter different information. Try each calculator with different interest rates, loan amounts, and payment schedules. 

The mortgage repayment schedule and other reports are fully customizable - just for your home, your interest rate, your loan amount, your taxes, and more. 

Would you like a print out, for your records and future reference? Each calculator includes a View Report button. Click it, hit print, and you have a report, customized just for you... 

What Is Your APR?

Use this calculator to determine the Annual Percentage Rate (APR) for your mortgage. Press the report button for a full amortization schedule, either by year or by month.

This Financial Calculator requires a Browser with Java Support



Definitions

Annual Percentage Rate (APR)
A standard calculation used by lenders. It is designed to help borrowers compare different loan options. For example, a loan with a lower stated interest rate may be a bad value if its fees are too high. Likewise, a loan with a higher stated rate with very low fees could be an exceptional value. APR calculations incorporate these fees into a single rate. You can then compare loans with different fees, rates or different terms.

Mortgage amount
Original or expected balance for your mortgage.

Interest rate
Annual interest rate for this mortgage.

Term in years
The number of years over which you will repay this loan. The most common mortgage terms are 15 years and 30 years.

Monthly payment
Monthly principal and interest payment (PI).

Total payments
Total of all monthly payments over the full term of the mortgage. This total payment amount assumes that there are no prepayments of principal.

Total interest
Total of all interest paid over the full term of the mortgage. This total interest amount assumes that there are no prepayments of principal.

Loan origination percent
The percent of your loan charged as a loan origination fee. For example, a 1% fee on a $120,000 loan would cost $1,200.

Discount points
Total number of "points" purchased to reduce your mortgage's interest rate. Each "point" costs 1% of your loan amount.

Other fees
Any other fees that should be included in the APR calculation. These fees can vary by lender, but at a minimum usually includes prepaid interest.

The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.



Mary Lewis and Eddie Thompson, REALTORŪ, real estate agents and broker for Kirkwood, Town & Country and Des Peres Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)

Mary Lewis and Eddie Thompson
Mary Lewis Realty
1234 Takara Court
Town and Country, MO. 63131
314 409 2042
636 795 0395
Fax: 314 878 5547
Email: marylewis@NUMBER1EXPERT.com

We are about offering our affordable, personal service throughout the real estate transaction. We are focused on the one-to-one personal relationship with each client with whom we work. Feedback has shown us that clients prefer to work with a single person who has daily impact on the successful outcome and who can address specific situations in context as they develop. Mary Lewis is an experienced broker and entrepreneur as well as a native St. Louisan, mother of four grown sons , one of whom is a custom home builder in the Town& Country, Kirkwood area. She owned developed and sold her own manufacturing company in the Specialty Toy industry before plunging into the real estate world. As a native St. Louisan, it just "made sense" to continue to introduce St. Louis to relocated families from other states, as well as to provide new housing opportunities to local families. Whether the client is looking to relocate, build new or search for investment property, we have the necessary experience to provide success.

Equal HousingMLSREALTOR


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