Kirkwood, Town & Country and Des Peres real estate and homes for sale in Missouri, new construction, investment properties - Mary Lewis and Eddie Thompson, REALTORS® Mary Lewis and Eddie Thompson REALTORS(r) for Kirkwood, Town & Country and Des Peres, Missouri real estate, new construction, investment properties - NUMBER1EXPERTS™ Mary Lewis and Eddie Thompson NUMBER1EXPERTS(tm) for Kirkwood, Town & Country and Des Peres, Missouri real estate, new construction, investment properties
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Mary Lewis and Eddie Thompson, REALTORŪ, real estate agents and broker for Kirkwood, Town & Country and Des Peres Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)

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Resources: Kirkwood, Town & Country and Des Peres Missouri home buying, real estate listings, and homes for sale in St. Louis County, MO
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Special Offers: Special offers for Kirkwood, Town & Country and Des Peres homeowners from Mary Lewis and Eddie Thompson, top Realtors
Affiliates: Mary Lewis' and Eddie Thompson's real estate web site affiliates
eNewsletter: Mary Lewis' and Eddie Thompson's Kirkwood, Town & Country and Des Peres newsletter email will send you the latest real estate information
Today's Real Estate News: Daily real estate news for this neighborhood, Missouri, and United States
Market Conditions Report: Market conditions report for this area, Missouri, and United States
Monthly Payments & Schedule: Monthly loan payments java mortgage calculator
How Much Can You Afford?: Calculate how much home you can afford with this financial calculator
Determine Tax Savings: Calculate how much your monthly Kirkwood, Town & Country and Des Peres Missouri mortgage payments save you on your taxes because of loan interest
Should You Rent or Buy?: Is it better to rent a home in Missouri or buy your own Kirkwood, Town & Country and Des Peres house, ranch, luxury property, condominium, acreage, or other real estate?
Adjustable Rate Mortgages: Adjustable rate Kirkwood, Town & Country and Des Peres mortgages information and interest rate java calculator
What Is Your APR?: Determine the Annual Percentage Rate (APR) for your mortgage.
Fixed or Adjustable Rate Mortgage?: Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.
Are Balloon Mortgages For You?: Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.
15 vs. 30 Yr Mortgages: With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.
How Much Should Your Income Be?: What income is required to qualify for a mortgage? Use this calculator to find out.
What's Your Maximum Mortgage?:This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.
Will Buying Points Save You Money?:This calculator helps you determine if you should pay for points, or use the money to increase your down payment.
TripleCalc: FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Missouri real estate
Top National Real Estate Web Sites: Real Estate Web Sites that include some unique sources of realty information, listings, and more
Ask Anything: Ask Mary Lewis and Eddie Thompson anything real estate
NUMBER1EXPERTS: List of all the NUMBER1EXPERT real estate agentss and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale
Real Estate Tips: Mary Lewis' and Eddie Thompson's realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers
Real Estate Trivia: Mary Lewis' and Eddie Thompson's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more
Real Estate Dictionary: Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Kirkwood, Town & Country and Des Peres property in Missouri, including legal terms definitions, and more

 

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Real Estate Tips
Financing Your Home >Balloon Mortgages

In loan terminology a "balloon" is the unpaid loan balance that must be paid in full on a specified due date. Federal savings and loan associations are permitted to make balloon mortgages with as little as five percent down and monthly payments that are smaller than the amount needed to fully amortize the debt. On the due date, which may be only a few years after the loan was made, the balance must be paid off or the loan must be renegotiated. Balloon borrowers must be cautious and plan carefully to avoid overlooking balloon payment obligations. It is easy to be lulled into complacency by the easy monthly payment terms.

Today's complex economics have produced a wide variety of options for potential borrowers, who are often surprised by how much house they can afford to buy. Loan approval is ultimately in the lender's hands, but your real estate agent can help you to determine your real buying power.

See All Tips In The "Financing Your Home" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What real estate board game became the best-selling game in America just one year after it was created?

A 
Charles B. Darrow invented Monopoly in 1934, to cheer himself up while unemployed during the Great Depression. Monopoly is now the most popular board game in the world and has sold over 200 million copies.
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School Reports
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Mary Lewis and Eddie Thompson, REALTORŪ, real estate agents and broker for Kirkwood, Town & Country and Des Peres Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)

Mary Lewis and Eddie Thompson
Mary Lewis Realty

1234 Takara Court
Town and Country, MO. 63131
314 409 2042
636 795 0395
Fax: 314 878 5547
Email: marylewis@NUMBER1EXPERT.com

We are about offering our affordable, personal service throughout the real estate transaction. We are focused on the one-to-one personal relationship with each client with whom we work. Feedback has shown us that clients prefer to work with a single person who has daily impact on the successful outcome and who can address specific situations in context as they develop. Mary Lewis is an experienced broker and entrepreneur as well as a native St. Louisan, mother of four grown sons , one of whom is a custom home builder in the Town& Country, Kirkwood area. She owned developed and sold her own manufacturing company in the Specialty Toy industry before plunging into the real estate world. As a native St. Louisan, it just "made sense" to continue to introduce St. Louis to relocated families from other states, as well as to provide new housing opportunities to local families. Whether the client is looking to relocate, build new or search for investment property, we have the necessary experience to provide success.

Equal HousingMLSREALTOR


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