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Mortgage Prequalification: Kirkwood, Town & Country and Des Peres Missouri home buying, real estate listings, and homes for sale in St. Louis County, MO

Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you.

In the pre-qualification process, you will find out:

- Exactly how much home or land you can afford.

- How much cash you will need for the down payment.

- The minimum down payment, and advantages of higher down payments.

- What the bank feels you can afford for a monthly payment.

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started.

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Kirkwood, Town & Country and Des Peres real estate agents to offer services such as these.

Once you fill out the form, we will quickly process your information and get right back to you!

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation...

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First Time Buyers >The Perfect House

Home buyers must often deal with deferred maintenance or repairs. For example, you may have found a terrific house and like many competent home buyers, you included a structural inspection contingency in your purchase agreement. What happens when you find out that your "perfect" house needs some work? Do you ask the sellers to pay for the repairs? Before you answer "yes", there are some important considerations.

Some contracts require that all of the home's systems, such as plumbing, heating, electrical and central air conditioning, be in working order. In this case, the sellers may be obligated to repair any problems with these systems. Leaky roofs, damp basements, or other structural problems may not be covered, however. If you ask the sellers to make these types of repairs, you may void the contract by doing so. The sellers might prefer to negotiate the repairs to keep from losing the sale. If there are other buyers waiting in the wings with back-up contracts, you run the risk of losing the home.

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Q	What are three of the best indicators of real estate market trends?
A	Existing home sales, new home building and mortgage interest rates.
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Joe Lager, Vice President, Pulaski Bank
Joe Lager & his team will listen to your needs and find that great financial match for buying your new home.
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Mary Lewis and Eddie Thompson, REALTORŽ, real estate agents and broker for Kirkwood, Town & Country and Des Peres Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)

Mary Lewis and Eddie Thompson
Mary Lewis Realty
1234 Takara Court
Town and Country, MO. 63131
314 409 2042
636 795 0395
Fax: 314 878 5547
Email: marylewis@NUMBER1EXPERT.com
We are about offering our affordable, personal service throughout the real estate transaction. We are focused on the one-to-one personal relationship with each client with whom we work. Feedback has shown us that clients prefer to work with a single person who has daily impact on the successful outcome and who can address specific situations in context as they develop. Mary Lewis is an experienced broker and entrepreneur as well as a native St. Louisan, mother of four grown sons , one of whom is a custom home builder in the Town& Country, Kirkwood area. She owned developed and sold her own manufacturing company in the Specialty Toy industry before plunging into the real estate world. As a native St. Louisan, it just "made sense" to continue to introduce St. Louis to relocated families from other states, as well as to provide new housing opportunities to local families. Whether the client is looking to relocate, build new or search for investment property, we have the necessary experience to provide success.

www.MaryLewisRealty.com is brought to you by Mary Lewis and Eddie Thompson
NUMBER1EXPERTS™ in real estate for Kirkwood, Town & Country and Des Peres, Missouri, new construction, investment properties

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